.lh-eltv{--navy:#0f172a;--blue:#1e3a8a;--amber:#f59e0b;max-width:1100px;margin:24px auto;color:#111827;background:#fff;border:1px solid #e5e7eb;border-radius:16px;overflow:hidden;box-shadow:0 10px 28px rgba(15,23,42,.08);font:15px/1.5 system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}.lh-eltv *{box-sizing:border-box}.lh-eltv-header{display:flex;justify-content:space-between;align-items:center;gap:20px;padding:24px;background:linear-gradient(135deg,var(--navy),var(--blue));color:#fff}.lh-eltv-brand h2{margin:0;color:#fff;font-size:1.55rem;font-weight:800}.lh-eltv-brand p{margin:5px 0 0;color:#bfdbfe}.lh-eltv-brand img{display:block;max-width:240px;max-height:54px;width:auto}.lh-eltv-cta{display:inline-block;padding:11px 16px;background:var(--amber);border-radius:8px;color:#111827!important;font-weight:750;text-decoration:none!important}.lh-eltv-intro{padding:14px 24px;background:#f8fafc;border-bottom:1px solid #e5e7eb}.lh-eltv-input-panel{padding:24px;border-bottom:1px solid #e5e7eb}.lh-eltv h3{margin:0 0 17px;font-size:1.1rem;font-weight:750;color:#1f2937}.lh-eltv-input-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}.lh-eltv-field label{display:block;margin-bottom:6px;font-size:.78rem;font-weight:700;color:#475569}.lh-eltv-field input,.lh-eltv-field select{display:block;width:100%;min-height:44px;padding:10px 11px;border:1px solid #cbd5e1;border-radius:7px;background:#fff;color:#111827;font:inherit;font-size:16px;box-shadow:none}.lh-eltv-field input:focus,.lh-eltv-field select:focus{outline:2px solid #bfdbfe;border-color:#2563eb}.lh-eltv-actions{display:flex;align-items:center;flex-wrap:wrap;gap:14px;margin-top:18px}.lh-eltv-actions button{min-height:42px;padding:9px 14px;border:1px solid #cbd5e1;border-radius:7px;background:#f8fafc;color:#1f2937;font:inherit;font-weight:650;cursor:pointer}.e-validation{color:#b91c1c;font-size:.85rem}.lh-eltv-metrics{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px;padding:22px 24px;background:#f8fafc}.lh-eltv-metric{min-width:0;padding:17px;border:1px solid #e2e8f0;border-radius:10px;background:#fff}.lh-eltv-metric span,.lh-eltv-metric strong,.lh-eltv-metric small{display:block}.lh-eltv-metric span{color:#64748b;font-size:.8rem;font-weight:700}.lh-eltv-metric strong{margin:8px 0;color:#1e3a8a;font-size:clamp(1.15rem,2vw,1.55rem);line-height:1.25;overflow-wrap:anywhere}.lh-eltv-metric small{color:#64748b;font-size:.74rem;line-height:1.4}.lh-eltv-analysis-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;padding:24px}.lh-eltv-panel{min-width:0;padding:20px;border:1px solid #e2e8f0;border-radius:10px;background:#fff}.lh-eltv-equity-bar{display:flex;width:100%;height:18px;overflow:hidden;border-radius:99px;background:#e2e8f0}.e-equity-segment{width:50%;background:#0f766e}.e-balance-segment{width:50%;background:#94a3b8}.lh-eltv-legend{display:flex;gap:14px;flex-wrap:wrap;margin:12px 0 18px;color:#64748b;font-size:.78rem}.lh-eltv-legend span{display:flex;align-items:center;gap:6px}.lh-eltv-legend i{display:inline-block;width:10px;height:10px;border-radius:2px}.legend-equity{background:#0f766e}.legend-balance{background:#94a3b8}.lh-eltv-detail{display:flex;justify-content:space-between;gap:14px;padding:10px 0;border-bottom:1px solid #f1f5f9;font-size:.86rem}.lh-eltv-detail:last-of-type{border-bottom:0}.lh-eltv-detail span{color:#64748b}.lh-eltv-detail strong{text-align:right;overflow-wrap:anywhere;color:#1f2937}.lh-eltv-note{margin:14px 0 0;color:#64748b;font-size:.77rem;line-height:1.55}.lh-eltv-risk-track{height:14px;border-radius:99px;background:linear-gradient(to right,#0f766e,#65a30d 55%,#f59e0b 80%,#dc2626);overflow:hidden}.e-risk-fill{height:100%;width:0;background:rgba(15,23,42,.55);border-right:3px solid #0f172a}.lh-eltv-risk-labels{display:flex;justify-content:space-between;gap:8px;margin:7px 0 14px;color:#64748b;font-size:.72rem}.lh-eltv-risk-status{padding:13px;border-radius:8px;margin-bottom:10px}.lh-eltv-risk-status strong{display:block;font-size:.9rem}.lh-eltv-risk-status p{margin:4px 0 0;font-size:.8rem;line-height:1.45}.risk-good{background:#f0fdf4;color:#166534}.risk-warning{background:#fffbeb;color:#92400e}.risk-danger{background:#fef2f2;color:#991b1b}.lh-eltv-disclaimer{padding:18px 24px 24px;border-top:1px solid #e5e7eb;background:#f8fafc;color:#64748b;font-size:.78rem;line-height:1.6}.lh-eltv-disclaimer strong{color:#334155}@media(max-width:900px){.lh-eltv-input-grid,.lh-eltv-metrics{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:620px){.lh-eltv-header{align-items:flex-start;flex-direction:column;padding:20px}.lh-eltv-intro,.lh-eltv-input-panel{padding:18px}.lh-eltv-input-grid,.lh-eltv-analysis-grid,.lh-eltv-metrics{grid-template-columns:minmax(0,1fr)}.lh-eltv-metrics,.lh-eltv-analysis-grid{padding:18px}.lh-eltv-panel{padding:16px}.lh-eltv-detail{flex-direction:column;gap:3px}.lh-eltv-detail strong{text-align:left}.lh-eltv-disclaimer{padding:16px 18px 20px}}
.lh-eltv-subheading{margin:24px 0 14px!important;padding-top:18px;border-top:1px solid #e5e7eb}.lh-eltv-affordability-metrics{border-top:1px solid #e5e7eb}.lh-eltv-compare-inputs{grid-template-columns:repeat(2,minmax(0,1fr));margin-bottom:12px}.lh-eltv-comparison .lh-eltv-actions{margin-top:16px}.lh-eltv-comparison .e-print{background:#1e3a8a;color:#fff;border-color:#1e3a8a}.lh-eltv-comparison .e-print:hover{background:#1d4ed8}
@media print{body *{visibility:hidden!important}.lh-eltv,.lh-eltv *{visibility:visible!important}.lh-eltv{position:absolute;left:0;top:0;max-width:none;width:100%;margin:0;border:0;box-shadow:none;font-size:10pt}.lh-eltv-header{background:#fff!important;color:#111!important;border-bottom:2px solid #1e3a8a}.lh-eltv-brand h2,.lh-eltv-brand p{color:#111!important}.lh-eltv-cta,.e-reset,.e-print{display:none!important}.lh-eltv-input-panel{break-inside:avoid}.lh-eltv-analysis-grid,.lh-eltv-metrics{break-inside:avoid}.lh-eltv-field input,.lh-eltv-field select{border:0;border-bottom:1px solid #999;padding-left:0}.lh-eltv-disclaimer{background:#fff!important}}

/* v1.3.0 persistent assessment controls */
.lh-eltv-save-panel{margin:1.25rem 0;padding:1.25rem;border:1px solid #d9e2ec;border-radius:12px;background:#f7fafc}.lh-eltv-save-panel h3{margin-top:0}.lh-eltv-save-panel button{border:0;border-radius:6px;padding:.75rem 1rem;cursor:pointer;font-weight:700}.lh-eltv-save-panel .e-save-assessment{background:#173b65;color:#fff}.lh-eltv-save-panel button:disabled{opacity:.6;cursor:wait}.e-save-status{display:inline-block;margin-left:.75rem;font-weight:600}.lh-eltv-save-panel .lh-eltv-note{font-size:.9rem;color:#526173}


/* v1.4.1: make saved-assessment loading controls prominent and separate from save/update actions */
.lh-eltv .lh-eltv-load-panel{display:block!important;visibility:visible!important;opacity:1!important;position:relative!important;clear:both!important}
.lh-eltv .lh-eltv-load-panel h4{display:block!important}
.lh-eltv .lh-eltv-load-panel .e-saved-assessment{display:block!important;visibility:visible!important;opacity:1!important;width:100%!important;min-height:44px!important}
.lh-eltv .lh-eltv-load-controls{display:flex!important;flex-wrap:wrap!important;gap:.75rem!important;align-items:end!important}
.lh-eltv .lh-eltv-load-controls .e-load-assessment{display:inline-flex!important;visibility:visible!important;opacity:1!important;min-height:44px!important;cursor:pointer!important}
.lh-eltv .lh-eltv-save-actions{display:flex!important;flex-wrap:wrap!important;gap:.75rem!important;align-items:center!important;margin-top:.75rem}
.lh-eltv .lh-eltv-save-actions .e-save-assessment,.lh-eltv .lh-eltv-save-actions .e-save-new-scenario{display:inline-flex!important;visibility:visible!important;min-height:44px!important}
@media(max-width:600px){.lh-eltv .lh-eltv-load-controls{display:block!important}.lh-eltv .lh-eltv-load-controls .lh-eltv-field{margin-bottom:.75rem}.lh-eltv .lh-eltv-load-controls .e-load-assessment{width:100%!important;justify-content:center}}

/* v1.5.0 public-facing refinancing article and lead capture page */
.lh-eltv-public{--navy:#12345a;--blue:#1e4f82;--amber:#f4bd50;max-width:1080px;margin:24px auto;border:1px solid #dbe3ec;border-radius:14px;overflow:hidden;background:#fff;box-shadow:0 12px 34px rgba(15,23,42,.08);color:#263445;font-family:inherit;line-height:1.65}
.lh-eltv-public .lh-eltv-header{background:linear-gradient(135deg,var(--navy),var(--blue));padding:28px 34px}
.lh-eltv-public-hero{padding:38px 34px 30px;background:#f3f7fb;border-bottom:1px solid #e2e8f0}
.lh-eltv-public-eyebrow{display:inline-block;margin-bottom:10px;color:#1e4f82;font-size:.76rem;font-weight:800;letter-spacing:.1em}
.lh-eltv-public-hero h2{max-width:780px;margin:0 0 14px;color:#15375d;font-size:clamp(1.8rem,4vw,2.65rem);line-height:1.15;font-weight:800}
.lh-eltv-public-hero p{max-width:820px;margin:0;color:#46566a;font-size:1.08rem}
.lh-eltv-public-content{padding:30px 34px}
.lh-eltv-public-content h3,.lh-eltv-public-form-wrap h3{margin:0 0 10px;color:#183b63;font-size:1.25rem;font-weight:800}
.lh-eltv-public-content p{margin:0 0 22px;color:#46566a}
.lh-eltv-public-content ul{padding-left:22px;margin:0 0 24px;color:#46566a}
.lh-eltv-public-content li{padding-left:4px;margin:0 0 10px}
.lh-eltv-public-callout{margin-top:26px;padding:20px 22px;border-left:4px solid #e9ad36;border-radius:8px;background:#fff8e8}
.lh-eltv-public-callout strong{color:#173b65;font-size:1.08rem}
.lh-eltv-public-callout p{margin:6px 0 0}
.lh-eltv-public-form-wrap{padding:30px 34px 36px;background:#f8fafc;border-top:1px solid #e2e8f0}
.lh-eltv-public-form-wrap>p{margin:0 0 22px;color:#536477}
.lh-eltv-public-form{max-width:760px;padding:24px;border:1px solid #dbe3ec;border-radius:12px;background:#fff}
.lh-eltv-public-form .lh-eltv-field{margin-bottom:17px}
.lh-eltv-public-form .lh-eltv-field label{font-size:.88rem;color:#334155}
.lh-eltv-public-form textarea{display:block;width:100%;box-sizing:border-box;min-height:130px;padding:12px;border:1px solid #cbd5e1;border-radius:7px;font:inherit;font-size:16px;resize:vertical}
.lh-eltv-public-form textarea:focus{outline:2px solid #bfdbfe;border-color:#2563eb}
.lh-eltv-public-contact-grid{grid-template-columns:repeat(2,minmax(0,1fr));margin-bottom:0}
.lh-eltv-form-hint,.lh-eltv-privacy-note{font-size:.8rem;color:#64748b;line-height:1.5}
.lh-eltv-form-hint{margin:-8px 0 18px}
.lh-eltv-privacy-note{margin:18px 0}
.lh-eltv-public-submit{display:inline-flex;justify-content:center;align-items:center;min-height:48px;padding:12px 22px;border:0;border-radius:8px;background:#173b65;color:#fff;font:inherit;font-weight:800;cursor:pointer}
.lh-eltv-public-submit:hover{background:#24558a}
.lh-eltv-form-notice{max-width:760px;margin:0 0 18px;padding:13px 16px;border-radius:8px;font-weight:650}
.lh-eltv-form-notice.success{background:#ecfdf5;color:#166534;border:1px solid #bbf7d0}
.lh-eltv-form-notice.error{background:#fef2f2;color:#991b1b;border:1px solid #fecaca}
.lh-eltv-honeypot{position:absolute!important;left:-10000px!important;width:1px!important;height:1px!important;overflow:hidden!important}
.lh-eltv-public .lh-eltv-disclaimer{padding:20px 34px}
@media(max-width:620px){.lh-eltv-public{margin:12px auto;border-radius:8px}.lh-eltv-public .lh-eltv-header,.lh-eltv-public-hero,.lh-eltv-public-content,.lh-eltv-public-form-wrap{padding:22px 18px}.lh-eltv-public-form{padding:17px}.lh-eltv-public-contact-grid{grid-template-columns:minmax(0,1fr)}.lh-eltv-public .lh-eltv-disclaimer{padding:18px}}