Home Loan Qualifier Form

Lighthouse Bonds

Home Loan Qualifier • Approved MultiNET Aggregator

🏠 Property & Bond Details

Required Deposit
R 0
0% of property price
Loan-to-Value (LTV) Ratio
0%
Recommended: ≤ 90% for best rates

Turn this on to activate Applicant 2. You can switch it on or off at any time.

Applicant 1
Fixed salary is the default. Tick an additional income type to open its six-month history. The calculated average is entered automatically and cannot be edited manually.
MONTHLY INCOME
Monthly Salary/Remuneration
Housing Subsidy
Commission
Overtime
Rental Income Received
Car/Travel Allowance
Variable Income
Other (Specify)
TOTAL INCOMER 0
DEDUCTIONS
Pensions
Medical Aid
PAYE/Tax
UIF
Other Deductions
TOTAL DEDUCTIONSR 0
Income After DeductionsR 0
EXPENSES
Life Assurance
Levies
Existing Mortgage Instalments
Rates and Taxes
Water and Lights
Cell Phone
Child Maintenance/Alimony
Groceries (Food/Liquor)
Credit Card Min Payment
Retail Card Min Payment
Personal Loan Instalments
Vehicle Finance Instalments
Petrol and Maintenance
Commuter Transport
Education
Domestic Wages
Other Expenses
TOTAL LIVING / VARIABLE EXPENSESR 0
TOTAL CONTRACTUAL EXPENSESR 0
TOTAL EXPENSESR 0
INCOME AFTER EXPENSESR 0
Applicant 2 (Optional)
Fixed salary is the default. Tick an additional income type to open its six-month history. The calculated average is entered automatically and cannot be edited manually.
MONTHLY INCOME
Monthly Salary/Remuneration
Housing Subsidy
Commission
Overtime
Rental Income Received
Car/Travel Allowance
Variable Income
Other (Specify)
TOTAL INCOMER 0
DEDUCTIONS
Pensions
Medical Aid
PAYE/Tax
UIF
Other Deductions
TOTAL DEDUCTIONSR 0
Income After DeductionsR 0
EXPENSES
Life Assurance
Levies
Existing Mortgage Instalments
Rates and Taxes
Water and Lights
Cell Phone
Child Maintenance/Alimony
Groceries (Food/Liquor)
Credit Card Min Payment
Retail Card Min Payment
Personal Loan Instalments
Vehicle Finance Instalments
Petrol and Maintenance
Commuter Transport
Education
Domestic Wages
Other Expenses
TOTAL LIVING / VARIABLE EXPENSESR 0
TOTAL CONTRACTUAL EXPENSESR 0
TOTAL EXPENSESR 0
INCOME AFTER EXPENSESR 0
APPLICANT 1 INCOME

R 0

APPLICANT 2 INCOME

R 0

COMBINED INCOME

R 0

QUALIFYING (30% Gross)

R 0

DTI RATIO

0%

💰 DISPOSABLE INCOME

R 0

After living costs and existing debt
🏠 PROPOSED BOND INSTALMENT

R 0

Based on bond amount applied, or maximum qualifying amount if no amount is entered
✅ SURPLUS AFTER BOND

R 0

After living costs, existing debt and proposed bond
MAXIMUM BOND QUALIFYING AMOUNT

R 0

Lighthouse Bonds is an approved aggregator for Multinet Home Loans.
Lighthouse Bonds is an approved aggregator for MultiNET Home Loans

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